Central Valley bank earnings fall to $1.7M - Business First of Buffalo:

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million in the first half of the down from earningsof $2.6 millionm the year earlier period. The bank holdinv company of earned $464,000 in the seconfd quarter, down from $1.3 million the year earlier “While we remained profitable, the disappointing earnings in the second quarteer is a reflection of the increasesd provision for credit losses in the ligh t of the overall weak economyh and the potential impacty it many have on our borrowing customers during this economi cycle and the significantt increase in the FDIC insuranc premiums from both the increase in regular assessmentt rates as well as the special assessment rate placed on all FDIC insurecd institutions insecond quarter,” said Dan Doyle, presidentt of the bank holding company.
The bank has 15 branches in the Centrak Valley from the Fresno areato Sacramento. The bank companty got $7 million in Capital Purchase Prograj money from the Department of Treasury earlierthis year. It acquired the Stockton, Lodi and Tracg branches of Service 1st Bancorpin November.